the kitty that simmers all on its own

Expenses, a shared kitty and costs split fairly for the Cocôtte you share, all in one place. Everyone sees what they've paid; Cocôtte works out who owes whom and reminds the whole Cocôtte when things are due.

No credit card · one subscription per Cocôtte, not per person

Cocôtte's dashboard: kitty balance, this month's spending, overdue reminders Cost sharing: each household's balance and costs to repay to the grandparents The Cocôtte's calendar: chimney sweep, pool winterising, property tax
The dashboardExample: “La Bergerie”, 3 households

it simmers on its own

Three steps, and the Cocôtte keeps its own books.

  1. Cook together

    Everyone adds what they pay.

    You
    snap the invoice, drop in your bank statement, or log a contribution in three fields.
    Cocôtte
    picks out the details from the invoice or statement (amount, date, supplier) and drafts the expense; you approve.
    • Picorer
    • Le Pot commun
  2. Simmer

    Cocôtte does the maths.

    You
    have nothing else to do.
    Cocôtte
    adds recurring contributions, splits every euro between households and sends reminders when things are due.
    • Le Mijoteur
    • Cocorico
  3. Serve

    Everyone is square.

    Cocôtte
    says who owes whom, with as few transfers as possible, and sends the monthly recap (Le Menu du mois) on the 1st.
    You
    settle up in one click: everyone's balance updates.
    • La Note
    • Cocôtte-minute
    • Le Menu du mois
La Bergerie3 households · 5 people

All Saints’ weekend: change the amounts and the shares.

    have a taste

    Tricount splits the bill evenly. Cocôtte keeps the books for the whole Cocôtte: everyone’s share, the shared kitty, the upkeep calendar and the invoices. Try the four tabs.

    à la carte: seven utensils

    Each does one thing, and does it well.

    Cocorico

    The reminder that crows before it's due

    • Chimney sweep, pool winterising, insurance, property tax, pool checks: every deadline has its date.
    • An e-mail goes to the whole Cocôtte a few days before, then a follow-up if it's late.
    • Nobody has to carry the Cocôtte's memory alone any more.

    Le Menu du mois

    The recap served on the 1st

    • What was spent, by category, and by whom.
    • Where the accounts stand between households and with guests.
    • The month ahead: reminders, tasks, planned works.

    Le Mijoteur

    What comes back on its own

    • Monthly contributions to the kitty, internet, insurance: set up once.
    • Monthly, quarterly or yearly, added on the right date.
    • Change or stop it at any time.

    Picorer

    Cocôtte picks the details out of your invoices and statements

    • Photo of an invoice, a PDF or a bank statement: Cocôtte pulls out the amount, currency, date, supplier and category.
    • On a statement, each line becomes an expense or a contribution, linked to the right household. You can still type it in yourself, in three fields.
    • Foreign-currency purchase: the converted amount is estimated first, then replaced by the amount actually debited as soon as the statement arrives.
    • You check and correct before approving: nothing is saved without you.

    Le Pot commun

    The kitty that belongs to everyone

    • Each household's contributions, the expenses paid from the shared account.
    • The live balance, visible to all.
    • Equal contributions cancel out: only what someone paid extra counts.

    La Note

    Who owes whom, to the cent

    • Evenly… or not: each household has its share out of 100%, and each person a share within the household.
    • Guests who pay for things are repaid separately.
    • As few transfers as possible, suggested automatically.

    Cocôtte-minute

    Settle up in one click

    • A button on every line of La Note: the repayment is recorded.
    • Everyone's balance updates straight away.
    • Also possible straight from the kitty.

    And also

    Everything around it

    Cocôtte kept in euros, dollars, pounds or Swiss francs, yearly budget by category, works forecast, assigned tasks, archive of invoices and photos, change log, a calculator always at hand, CSV export, and an app that works on every phone.

    for every place we share

    Sound familiar? One Cocôtte, several households, costs all year round… and always the same question: who owes what to whom.

    Your Cocôtte is the place you share: family home, flat, second home, country house, chalet, holiday home, flatshare, student studio, mobile home, boat, cabin, shared premises, workshop or office, a property held jointly or through a company… Every household puts in its share, and everything simmers inside.

    Calm swimming pool reflecting an old house and a tree
    The family house with a pool“Opening in April, winterising in October: Cocôtte tells everyone.”
    Two flatmates cooking together
    The flatshare“Rent, power, internet: everyone their share, no spreadsheet.”
    Wooden chalet in the Alps
    The chalet with friends“Three couples, one chalet, and different shares depending on who comes most.”
    A roofer redoing a house roof
    The big works“The roofer’s quote, the invoice read from a photo, the budget up to date.”
    White house by the sea
    The holiday home“Open in summer, looked after all year: the kitty pays the insurance.”
    A long table gathered under a big tree
    The inherited house“Siblings at 40 / 30 / 30: the shares are set once and for all.”
    A grandparent couple sitting on a path, facing the view
    Third parties who help but don’t own, like grandparents, a handy uncle…“Granny paid the plumber: she’s paid back, without joining the accounts.”

    once upon a house

    “The accounts became clear, and Sundays lighter.”

    1. The house

      In the beginning there was a big, lovely family, and a country house left by the grandparents straight to the grandchildren. Grown up by then, they each had their own household, with great-grandchildren. A pool to open in April, firewood to bring in at All Saints, endless works and improvements, often done by the grandchildren's dad, who paid for things up front. And in the end, three households from the same family who became owners, to look after it and share its costs.

    2. The mess

      Receipts piled up in a drawer. Transfers went out “for the pool” in a group chat. Grandad paid for the winter's firewood without asking for anything, and the spreadsheet someone had started, nobody opened any more.

    3. The idea

      So we built an app, just for our house. Everyone adds what they pay, the app reminds us of the deadlines, and on the 1st of the month everyone knows where things stand. A third party who pays up front can have an account to open the Cocôtte and upload their invoices. They get paid back without having to ask, and without being counted in the overall split.

    4. Cocôtte

      Thousands of shared houses, flats and chalets live the same thing. Cocôtte is that app, open to everyone: every shared place becomes a Cocôtte.

    On your computer too

    • The kitty and the month at a glance : balance, spending, this year's budget.
    • Sharing between households : who owes what, and to whom.
    • The grandparents : what they're still owed, kept separate.

    Example Cocôtte with made-up data.

    Cocôtte's dashboard on a computer: kitty balance, sharing between households, costs to repay to the grandparents

    Cocôtte or tricount?

    Tricount is perfect for splitting the bill on a trip. A Cocôtte lives all year round: it needs looking after, budgeting, funding together, and talking about without falling out.

    15things Tricount doesn't do, and a Cocôtte needs CocôtteBuilt for a Cocôtte, all year round, for years TricountBuilt for a trip, a night out, a bill to split
    Sharing between households
    Split between householdscouples and families as units, shares out of 100% per household and per personYesBetween people
    Guests repaid outside the splitthe parents who pay for things for the CocôtteYesNo
    A kitty owned by the householdsequal contributions cancel out, the balance belongs to allYesNo
    Looking after the Cocôtte
    Recurring maintenance calendarchimney sweep, pool winterising, insurance, property taxYesNo
    E-mail reminders to the whole CocôtteCocorico, before and after each deadlineYesNo
    Assigned tasksthe roofer to call, the firewood to orderYesNo
    Categories made for a Cocôttepool, roof, garden, heating…YesGeneric
    Keeping the books
    Invoices read automaticallyPicorer: amount, date and supplier pulled out for youYesPhoto attached
    Bank statements read automaticallyeach line becomes an expense or a contribution, to approveYesNo
    Automatic recurring transactionsLe Mijoteur: monthly contributions, subscriptionsYesNo
    Yearly budget and works forecastby category, tracking what is committedYesNo
    Monthly recap sent to everyoneLe Menu du mois, on the 1stYesNo
    Archive of invoices, quotes and warrantiesfound in two seconds, years laterYesNo
    Staying in control
    CSV export of the whole historyyour data belongs to youYesDiscontinued
    Independent of any bankdata hosted in France, no advertisingYesBunq bank’s app
    Anywhere in the world
    Cocôtte kept in its own currencya Cocôtte in dollars, pounds or Swiss francs, accounts includedYesYes
    Invoices in foreign currenciesan Amazon invoice in dollars, converted at the rate on the invoice dateYesYes

    Tricount according to its website and help centre (free app, Premium plan and export discontinued); Tricount is owned by bunq bank. Comparison made in November 2026.

    one price per Cocôtte

    One subscription for the whole Cocôtte, however many households. Choose a plan to see what it includes.

    Your Cocôtte is the place you share: family home, flat, second home, country house, chalet, holiday home, flatshare, student studio, mobile home, boat, cabin, shared premises, workshop or office, a property held jointly or through a company… Every household puts in its share, and everything simmers inside.

    The family house plan

    €5.99a month

    Up to 10 members grouped into households, custom shares, guests repaid outside the split, Le Pot commun, 100 invoices a month and your bank statements read for you. Direct bank connection as an add-on, €1.99 a month. Or €59 a year: under €20 per household when there are three of you.

    The family house plan

    €5.99a month

    Up to 10 members grouped into households, custom shares, guests repaid outside the split, Le Pot commun, 100 invoices a month and your bank statements read for you. Direct bank connection as an add-on, €1.99 a month. Or €59 a year: under €20 per household when there are three of you.

    plans in detail

    Everything each plan includes, line by line.

    Plansdiscovery€030 daysTry itduo€2.99a monthChooserecommendedfamily€5.99a monthChoosebig table€9.99a monthChoosetable d'hôtetailor-madeon requestWrite to us
    Yearly price30-day trial€29€59€99quote
    The Cocôtte
    Members321020unlimited
    Number of Cocôtte(s)1113unlimited
    Shares out of 100%, per household and per person
    Guests repaid outside the split
    Le Pot commun (the households’ kitty)
    La Note and Cocôtte-minute
    Cocôtte kept in the currency of your choice (€, $, £, CHF…)
    Expenses in any currency, converted automatically
    The tools
    Picorer: invoices read per month10 in total30100300tailor-made
    Picorer: bank statements (PDF, CSV)
    Cocorico: e-mail reminders to everyone
    Le Menu du mois (monthly recap)
    Le Mijoteur: recurring transactions
    Maintenance calendar and tasks
    Yearly budget and works forecast
    Archive of invoices, quotes and warranties
    CSV export
    Accounting export (for an accountant or a family company)
    Direct bank connection (read-only)add-on €1.99/monthadd-on €1.99/monthincluded
    Amount actually debited found for foreign-currency purchases
    On the web, then iPhone and Android apps
    Support
    Helpe-maile-maile-mailprioritydedicated contact
    History imported (spreadsheets, invoices)
    Cocôtte in your colours, on your domain

    Prices include VAT. Cancel any time. Monthly or yearly, by card or SEPA direct debit, secured by Stripe; the subscription can be paid with the shared account's card. Bank connection add-on: €1.99 a month, from the Family plan, cancel any time.

    your questions

    Answers to the questions we hear most.

    Another question?

    Write to us at contact@macocotte.app: we will reply personally.

    Write to us

    Getting started

    How is it different from Tricount?

    Tricount splits the bill for a trip. Cocôtte runs a shared place over time: maintenance calendar, reminders to the whole Cocôtte, yearly budget, invoices read and filed, a kitty owned by all the households, recurring transactions, and parents repaid without joining the split.

    How does invoice reading work?

    Take a photo of the invoice or send the PDF. Cocôtte reads the amount, date and supplier and suggests a category. You check before saving: nothing is approved without you. The invoice stays filed with the expense.

    Do we need to install an app?

    No. Cocôtte opens in the browser, on iPhone, Android or computer. Tap “Add to Home Screen” and it opens like an app. iPhone and Android apps will arrive on the App Store and Google Play next.

    Pricing

    What does it really cost each of us?

    One subscription per Cocôtte, not per person. On the yearly Family plan, €59 shared by three households is under €20 per household per year. The subscription can even be paid from the kitty.

    How does the 30-day trial work?

    You create your Cocôtte, invite up to 3 members and use every feature for 30 days, with no credit card. At the end, you pick a plan or export your data. Without a subscription, the Cocôtte stays readable for three months, then it is deleted.

    Can we manage several Cocôttes?

    Yes: up to 3 Cocôttes with Big table, unlimited with Table d'hôte, each with its own members, kitty and accounts.

    Sharing

    Can we split other than evenly?

    Yes: evenly… or not. Shares are set out of 100%, on two levels. Between households: for example Emma 20%, Léa & Paul 40%, Sophie & Hugo 40%. Then within each household: Léa 20% and Paul 20%, or Sophie 10% and Hugo 30%. Change the shares whenever you like, and the Note recalculates everything automatically.

    What about parents who pay for things?

    Add them as guests. What they pay for the Cocôtte counts in the budget and is repaid to them by the households, according to their shares, without them taking part in the rest of the split.

    Who sees what, who can edit?

    All members see the same accounts, live. Every addition and change is logged with its author and date. You can make everyone an administrator, or keep that to one or two people.

    What if someone leaves the Cocôtte?

    Their account is switched off: their history and balances stay, and La Note shows what is left to settle with them. A new household can join at any time.

    Money

    Do we have to connect our bank account?

    No. Type in an expense in seconds, snap the invoice, or give your bank statement (PDF or CSV) to Picorer: each line becomes an expense or a contribution, to check before approving. To go further, from the Family plan, a direct read-only connection to the account through a licensed provider is available as an add-on at €1.99 a month (included in Table d'hôte).

    We don't have a shared account: what then?

    The kitty works perfectly without one: everyone records their contributions and what they pay, Cocôtte keeps the balances and says who repays whom. We are also preparing, with a licensed payment institution, a real kitty account with its own IBAN and cards for members.

    Can we run a Cocôtte in dollars, or log an invoice in dollars?

    Yes. Create the Cocôtte in its currency (dollars, pounds, Swiss francs…): kitty, budget, La Note and the monthly recap are kept in that currency. And a Cocôtte in euros can take an invoice in dollars, an Amazon order for instance: Picorer recognises the currency and keeps the original amount.

    What if the bank converted at a different rate?

    The amount debited is what counts. A foreign-currency expense first comes in with an amount estimated at the official rate on the invoice date, marked “estimated”. As soon as the statement is read or the account is connected, Cocôtte finds the debit and replaces the estimate with the real amount, conversion fees included. Without a statement, you can type in the amount debited yourself. La Note recalculates, and any difference is shared like the rest of the expense.

    Your data

    Where is our data?

    On servers in France, with OVH, backed up every week. It is never sold or used for advertising, and you can export everything as CSV at any time.

    dinner’s ready!

    Cocôtte is open. Create your Cocôtte in a minute: 30 days free, no credit card. On the web today, soon on the App Store and Google Play.

    Name your Cocôtte

    Who shares the Cocôtte?

    All that is left is your first name and a password. 30 days free, no credit card.